Our Team Leaders


VP, Commercial Risk Specialist

(425) 947-8115

Nick Ghaffari, CRIS | VP, Commercial Risk Specialist

"It's not what happens to you, but how you react to it that matters." – Epictetus

Nick Ghaffari

Current Responsibilities:

As a Commercial Account Executive, I am responsible for coordinating and implementing comprehensive risk management solutions, tailored for specific risks.

Clients Served:

  • General & Artisan Contractors 
  • Architects & Engineers Professional Liability 
  • Life Insurance 
  • Health Insurance and Benefits


I began my insurance career right here at CHOICE in 2008, previously having worked as a General Contractor for 5 years and a Civil Design Engineer for over 7 years.


In addition to having my Insurance License, I have my CRIS designation (Construction Risk Insurance Specialist) and am currently pursuing my CPCU designation.


  • RIMS - Washington State
  • MBA - Master Builders Association


With the recession forcing us to take a serious look at our expenses, we decided we needed to explore avenues to trim our hefty insurance bill. We were close to our deadline for insurance renewal so time was of the essence but we also needed to save money. We are a complex company with a variety of business dealings so we needed someone who had the expertise to address all of our issues. We spoke with a variety of agencies but found the pricing, knowledge and service provided by Choice Insurance to be unmatched. We not only were able to reduce our insurance expense substantially but, working with Nick Ghaffari, were able to really understand our insurance needs and work to streamline our payments and renewals. We have recommended them to other companies that we deal with and they have also made the switch to Choice. Endorsements don’t get any better than that!

Rachel Hopps, CPA | Tec Realestate, Inc

We unequivocally recommend Nick Ghaffari, a CHOICE Insurance agent, who specializes in the commercial construction industry. As the owners of two construction companies, we have been faced with reduced profits and soaring insurance premiums due, in large part, to the shrinking economy and dramatic increase in construction defect litigation. Given that our prior insurance company had unsuccessfully tried over the years to reduce the cost of our policies, we were naturally skeptical when Nick promised us such wonderful results. We were not disappointed! Not only was Nick a pleasure to work with but he cut our premium cost in half, lowered our deductible by 75%, and placed our companies with one of the most highly-rated carriers in the industry allowing us to bid on numerous projects previously denied to us. We highly recommend Nick to anyone who is looking for an insurance professional who is knowledgeable, can obtain amazing results and handles his clients with the utmost respect and professionalism!

Wendie L Wendt | Reidel Roofing

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CHOICE Insurance, LLC.
1715 Market Street, Suite 100
Kirkland, WA 98033

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