Our Team Leaders

Dave Krause | VP, Towing and Automotive Specialist "When you don't know what you're talking about, it's hard to know when you're finished." –Tommy Smothers Current Responsibilities: As a Transportation Risk Specialist I am responsible for coordinating and implementing comprehensive risk management solutions, tailored for the towing and commercial auto risks. Clients Served: Towing Operators Wrecking Yards New and Used Auto Dealerships Auto Repair Facilities Experience: I began ...

Nick Ghaffari, CRIS | VP, Commercial Risk Specialist "It's not what happens to you, but how you react to it that matters." – Epictetus Current Responsibilities: As a Commercial Account Executive, I am responsible for coordinating and implementing comprehensive risk management solutions, tailored for specific risks. Clients Served: General & Artisan Contractors  Architects & Engineers Professional Liability  Life Insurance  Health Insurance and Benefits Exp...

Ruben Ramirez | VP, Commercial & Personal Risk Specialist  "The limits of your dreams are in your mind, the power to make them a reality is in your heart." – Anonymous Current Responsibilities: As a Commercial and Personal Account Executive I focus on the Latino community. I am responsible for coordinating and implementing insurance programs tailored for their specific needs. Products and Services: Artisan Contractors Construction Contractors Family Style Restaurants Groce...

Pat Shultz | SVP of Benefits Current Responsibilities: As a Senior Vice President I am responsible for coordinating and implementing comprehensive benefits packages for individuals and businesses. Products and Services: Business: Key person Insurance Buy/Sell Funding: Life Insurance Disability Insurance Group Benefits: Medical Dental Vision Disability Long Term Care Individual: Life Insurance Disability Insurance Medical Insurance Long Term Care Insuran...

Gary Wilson | Garage, Towing, & Automotive Specialist Responsibilities: As a Transportation Risk Specialist I am responsible for coordinating and implementing comprehensive risk management solutions, tailored for the towing and commercial auto risks. Clients Served: Towing Operators Wrecking Yards New and Used Auto Dealerships Auto Repair Facilities Experience: 28 years specializing in business insurance to the automotive aftermarket industry; including garage, towing, and...