Environmental liabilities can arise from virtually any aspect of a manufacturing and distribution enterprises.  Exposure to financial loss from historical usage of owned facilities, non-owned disposal sites, transportation risks and even the new dangers of terrorism can now be eliminated through comprehensive and highly affordable environmental insurance.

Securing an environmental insurance policy provides protection against financial loss arising from pollution. The majority of property and casualty policies do not insure pollution risk leaving the environmental insurance policy as the sole means to recover loss and expense caused by environmental issues.

Coverage is triggered when a previously unknown pollution condition is first discovered during the policy term. Provided the pollution was unknown before the policy went into effect, cleanup coverage applies even if the pollution actually occurred before the policy was effective.

Generally, if a loss due to pollution conditions occurs, the policy will pay:

-cleanup costs at or emanating from the insured location
-bodily injury and property damage claims
-the legal defense expense and non-criminal fines and penalties
-coverage options are available for business interruption and or loss of property value

If your business is at risk for a pollution claim, let a Choice Insurance Professional assist in finding the proper coverage. Contact David Connelly a Manufacturing Insurance Risk Specialist or call toll free 800-289-8003