Blog of CHOICE

For up-to-date information in the Insurance Industry, as well as helpful tidbits on topics that effect your daily life, you have come to the right place!

Life Happens

Homeowners

Life Events that Effect Your Insurance Needs, Now and in the Future

As changes happen in your life, it’s important to consider the effect that the changes have on your Insurance needs. The obvious ones that you probably keep up with include buying or selling a car or house, but other events that have a significant effect on your Insurance needs.

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In the Event of a Claim

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Save time and minimize stress with these tips

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What Isn't Covered

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Do You Know What Isn't Covered on Your Homeowners Policy?

YOU SHOULD!

Often times, people assume that anything that happens to their home is covered, but that is not the case. Every policy has an Exclusion section. It is important for you to find that section and read it, so you will know what isn’t covered. The following are common exclusions on homeowner policies:

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Distracted Driving!

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How to avoid being a distracted driver

Over the last decade or so cell phones and electronic devices have become more prevalent in our day to day lives. We have become so consumed by the need to stay connected with our friends, family, and the outside world that we cannot put the phone down even while driving.

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Independent Broker Advantage

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How an Independent Insurance Broker Benefits You

An independent Broker works for YOU, not the Insurance Company, therefore helps protect YOUR interests. Independent Brokers are experts in their field, and at helping to manage your risks. They are not tied to one company, therefore have access to shop the market to get you the best rates and coverages for your needs.

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Protect Your Retirement

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Protect Your Retirement, To Ensure You Have A Retirement

Through the 21st Century thus far, we have seen extreme market swings that have coincided directly with world-wide events.  From the dot-com busts and 9-11 terrorist attacks of the late 1990’s and early 2000’s, to the sub-prime mortgage and subsequent financial industry failures in 2008 and early 2009, millions of Americans took a substantial hit to their Retirement funds.  

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